The factors that are taken into consideration while charging the insurance rates include driving records, age, and the type of the car you drive. However cheap auto insurance in Florida may also depend on where someone lives in the State. If you are concerned about the amount of the money you pay for the insurance, you have to start by learning the areas where they charge low premiums in the average. The cities with the lowest insurance rate are Pensacola and Tampa.
If you want to pay less for the insurance rate, you have to consider small towns and sometime you may even require to live in rural area. However, you have to keep away from the cities known for hurricane such as Florida Keys. If you work in the city, the insurer will base itself more on where you live but not where you work. To enjoy cheap insurance you should also be on the watch out of your driving record and credit score. If you shop around among the companies, you will be aware of the cheap insurance rates you can pay. If you do not know what to do, you should ask the help of a qualified agent. There are also websites where you can get the comparison of the rates of Florida companies at once.